Morbidity

Transform disease-specific insurance with our multi-disciplinary morbidity modelling expertise, delivering advanced pricing and risk assessment tools.

Case Studies

An annuity provider wanted to capture the underlying disease pathways within their mortality risk modelling for impaired lives. Using our multi-disciplinary morbidity modelling approach we were able to develop a medical underwriting tool, linking high-resolution medical records, including health conditions, risk factors, and medication history, to morbidity rates, informing disease pathways mortality risk.

Our expert team merges health science, insurance, and modeling to innovate precise morbidity risk assessment. We tailor our approach to meet the unique needs of disease-specific insurance products. By combining biomedical evidence, expert knowledge with actuarial expertise, we construct predictive models that capture the dynamic nature of morbidity risks and enable insurers to make data-driven decisions with confidence. Our service empowers insurers to optimize pricing strategies, design tailored coverage, and proactively manage risks, ensuring a competitive edge in the market while delivering exceptional value to their policyholders.

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